SBA Loans, or Small Business Administration Loans, are loans provided by the U.S. Small Business Administration (SBA) to help small businesses access funding for various purposes, including working capital, equipment, real estate, and inventory. The SBA does not directly lend money to small businesses but guarantees a portion of the loan, making it easier for businesses to access financing from participating lenders. SBA Loans typically have longer repayment terms and lower interest rates than traditional loans, making them an attractive option for small businesses that may not qualify for traditional financing. SBA Loans can be a valuable source of funding for small businesses looking to grow and expand.